🧾 Why Legal Planning Matters at 18
As a parent, you’re used to being your child’s default decision-maker. But under the law, that all changes when they reach adulthood—even if you’re still footing the bill.
Without the right documents in place, you could be locked out of:
- Medical decisions in the event of illness, injury, or hospitalization
- Financial matters such as banking, tuition, and rent payments
- Access to important health or academic records
A few simple forms can make all the difference in an emergency.
📑 Must-Have Legal Documents for College Students
✔️ Durable Power of Attorney
Allows a parent or guardian to handle financial and legal matters on the student’s behalf—like signing leases, paying bills, or managing accounts.
✔️ Healthcare Power of Attorney
Gives you the legal authority to speak with medical providers and make healthcare decisions if your child is unable to.
✔️ HIPAA Authorization Form
Permits doctors to share your child’s medical information with you—without this, privacy laws can prevent access even in emergencies.
✔️ FERPA Waiver (Optional)
Allows parents access to a student’s educational records, including grades and disciplinary actions, depending on school policy.
🎯 Who Needs This Planning?
We help families prepare documents for:
- High school graduates heading to college
- Students studying out of state or abroad
- Young adults entering the workforce or military
- Children with special health or financial considerations
If your child is 18 or older, these documents are essential—regardless of where they live or go to school.
👨⚖️ Why Choose The Kaiser Law Firm, P.C.?
For over 35 years, we’ve helped families across Missouri protect their loved ones through thoughtful, practical estate planning.
Led by Andrew D. Kaiser, JD, LLM (Taxation), our team offers compassionate guidance and quick turnaround on these critical documents—so you can send your child off with confidence.
📞 Give Your Child—and Yourself—Peace of Mind
Don’t wait until something happens. Help your child start adulthood on the right foot with the legal tools every young adult should have.
📍 Based in Chesterfield | Serving Families Across Missouri
📞 Call us at (314) 966-7766
🖥️ Or Schedule a Planning Appointment Today
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